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SKFinance

AND HOME LOANS

Important information

Website Disclaimer

Important information about the content, calculators, lending information and general material available on this website.

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Please read before relying on information

The information on this website is general in nature and is provided to help you understand our services and the general finance process. It should not be relied upon as personal financial, legal or tax advice.

1. General information only

The information provided on the SK Finance and Home Loans website is for general information purposes only.

Information on this website is not intended to take into account your personal objectives, financial situation or needs. You should consider whether the information is appropriate for your circumstances before making any financial decision.

2. No financial, legal or tax advice

Content on this website should not be treated as personal financial, legal or tax advice.

Different financial products and strategies may be appropriate for different people. You should consider obtaining independent professional advice where appropriate before making decisions about borrowing, property, investment, taxation or other financial matters.

3. Loan approval is not guaranteed

Information about loans, lending options or the application process does not mean that you will qualify for a particular loan.

The relevant lender makes the final decision on an application. Approval is subject to the lender's assessment criteria, policies, verification requirements and other conditions.

4. Rates, fees and lending criteria

Interest rates, fees, loan features, eligibility requirements and lending policies can change.

Any examples or general information presented on this website may not reflect the rates, fees or terms available to you at the time you apply.

You should confirm current rates, fees, features and conditions before making a decision or entering into a credit contract.

5. Information accuracy

We aim to keep the information on this website accurate and up to date. However, we do not guarantee that all information will always be complete, current or free from errors.

Information may be changed or updated without notice.

6. Calculators and estimates

Any calculators, examples or estimates available on this website are provided for illustrative purposes only.

Calculator results may not reflect the actual amount you can borrow, your actual repayments, applicable interest rates, fees, taxes or other costs.

You should not rely on calculator results as a guarantee of loan eligibility, borrowing capacity or a particular financial outcome.

7. Third-party information and links

This website may contain links to third-party websites, services or resources.

Third-party websites are operated independently and may have their own terms, conditions and privacy policies. We do not necessarily control or endorse the content of third-party websites.

8. Website availability and security

We aim to keep this website available and functioning properly, but we do not guarantee uninterrupted or error-free access.

We take reasonable steps to maintain website security, but no internet transmission or electronic storage system can be guaranteed to be completely secure.

9. No guarantee of outcomes

Information on this website should not be interpreted as a guarantee of any particular borrowing, investment, property or financial outcome.

Your circumstances, lender requirements, market conditions and other factors can affect the outcome of a finance application or financial decision.

Before making a decision

Your circumstances matter.

Finance decisions can have significant financial consequences. Before proceeding with a loan or other financial decision, make sure you understand the relevant terms, costs, risks and obligations.

If you are unsure whether a particular financial decision is suitable for you, consider obtaining independent professional advice.

SK Finance and Home Loans is operated by Santosh Kandel, a Credit Representative 581326 of Buyers Choice Licencing Pty Ltd ACN 626 172 281, Australian Credit Licence 509484.