About SK Finance
Finance guidance with a more personal approach.
From Goals to Keys, We're Here to Help with Our Expertise. We help customers across Australia understand their lending options and navigate the finance process with greater clarity.
Who we are
A finance conversation that starts with you.
SK Finance and Home Loans is a mortgage broking business based in Mount Hutton, NSW, helping customers across Australia explore residential lending options.
We understand that borrowing for a home, refinancing an existing loan, purchasing an investment property or building a new home can involve many decisions.
Our approach is to first understand your goals and circumstances, then help you explore the lending options that may be available through our lender panel.
Rather than treating every application the same, we believe the finance conversation should be centred around the individual customer.
Our approach
Finance experience with a client-first approach.
Our focus is on making the finance process easier to understand while keeping the conversation centred around your individual goals and circumstances.
Listen first
We begin by understanding what you are trying to achieve, where you are currently positioned and what matters to you.
Keep it clear
Lending can involve unfamiliar terminology and many steps. We aim to explain the process in a straightforward way.
Explore your options
We help you explore lending options available through our lender panel based on your circumstances and requirements.
Stay involved
We aim to support you throughout the finance process and help you understand what happens at each stage.
Founder & Mortgage Broker
Santosh Kandel
Serving
Australia-wide
Meet your broker
Santosh Kandel
Founder & Mortgage Broker
SK Finance and Home Loans is operated by Santosh Kandel, who works with customers to understand their finance goals and navigate the lending process.
From first home buyers through to refinancing, investment lending, construction finance and self-employed lending, the focus is on providing a clear and personalised finance experience.
Whether you already know what type of loan you are looking for or you are still working out where to start, the first step is simply having a conversation about your situation.
Credit representative disclosure
SK Finance and Home Loans is operated by Santosh Kandel, a Credit Representative 581326 of Buyers Choice Licencing Pty Ltd, ACN 626 172 281, Australian Credit Licence 509484.
What we help with
From your first home to your next move.
Our lending services cover a range of residential finance needs, with the right option depending on your goals, circumstances and lender assessment.
Where we are
Based in Mount Hutton, NSW.
Helping customers Australia-wide.
While SK Finance and Home Loans is based in Mount Hutton, NSW, our service area extends across Australia.
Start the conversation
Let's talk about where you want to go.
Tell us about your goals and circumstances. We can help you understand the next steps and the lending options that may be available to you.
SK Finance and Home Loans is operated by Santosh Kandel, a Credit Representative 581326 of Buyers Choice Licencing Pty Ltd, ACN 626 172 281, Australian Credit Licence 509484.